Many Seniors Miss Valuable Benefits Because They Just Don’t Know

As we age, and especially after the age of 55, there are certain benefits available that some people may not be aware of. These benefits can be in the form of discounts for seniors, governmental programs and other benefits designed to support quality of life and independence.

Retails stores such as Kohl’s offer a senior discount day, where seniors can take advantage of reduced pricing on the items they buy. Other stores such as Michaels and Walgreens offer senior discounts, but make sure to inquire about these perks at your local store location.

A number of restaurant chains also offer senior discounts or special menus with reduced prices. If you like to dine out at Applebee’s, Denny’s or IHOP, for example, make sure to ask your server for the senior discount, which is usually around 10% off your total check.

If you are a member of AARP, which anyone can join at 50+ years old, you can enjoy numerous benefits, perks and discounts with your membership identification card. These can include restaurants, entertainment, travel and special insurance rates.

Grocery stores may also offer senior discounts or certain days when seniors can enjoy reduced prices on items they buy. If you are not sure if your supermarket participates, call the courtesy desk to find out the details of any benefits they may offer to seniors, such as a specific day when you can shop at a discount.

If you like to travel, make sure to inquire about any potential discounts you may be entitled to. Some airlines, public transport and car rental companies offer discounts for seniors if you ask. Amtrak trains and Greyhound buses offer discounted fares to seniors. Make sure you get the discount applied at the time you make your travel reservations.

Those 62+ can also enjoy an annual or lifetime pass to U.S. National Parks and federal recreation sites, which offer a discounted rate.

If you’re looking to switch phone carriers, a number of providers offer cell phone and service at reduced rates for seniors over the age of 55. Consumer Cellular, is geared towards seniors and offers flexible phone plans that are affordable along with an AARP discount. Other major carriers such as T-Mobile, Verizon and AT&T offer senior discount phone plans in certain states. Make sure to check with the carrier to see if your state qualifies for their discount offers.

If you’re over the age of 62, you can qualify to receive social security income based upon your earnings history. Experts advise delaying this up to 70 years old to increase the amount you can receive.

Medicare is a health coverage provider available to those 65 years and older which covers hospital stays, under Part A, routine medical exams and services, under Part B, and prescriptions, under Part D.

If you own your home, you may be entitled to a property tax exemption or reduction to help with the cost of living. Information can be obtained from your local town, city or state government offices, and may require a submitting a form and income eligibility to apply.

Low-income seniors may also be eligible for SNAP (Supplemental Nutrition Assistance Program) offered by the government to assist with the cost of groceries. Some states offer a simplified application process to help senior obtain this benefit.

For those struggling to keep up with the cost of home heating, LIHEAP (Low Income Energy Assistance Program) offers financial assistance to senior who need help paying for energy bills to ensure they can afford the cost of heating and cooling their homes.

Make sure to look into the benefits and discounts you may be entitled to, so you can save money and enjoy your golden years even more!